We deliver the analytical insight and technical capability behind how institutional capital partners understand and price Upstart’s credit performance, working across Capital Markets, Lending Partnerships, Machine Learning, Product, and Finance to keep that view accurate and…
The team assesses whether lending decisions, disclosures, customer-facing workflows, and servicing outputs operate as intended and meet regulatory and internal policy requirements.
The Compliance Advisory & Change Management team supports consistent execution of key compliance processes, including the second-line compliance issue management program.
The team partners across Product Compliance, Fair Lending, and Model Risk to identify and manage regulatory risk while supporting Upstart Bank’s continued growth.
The team ensures loans meet high standards for accuracy, compliance, and salability through a multi-layered quality framework spanning origination, servicing, collections, and non-performing loan monitoring.
We build and operate the platforms and workflows that support release, deployment, production rollout, and rollback, while giving engineering teams clear visibility into what is changing and how those changes are performing.
The team develops the shared services and infrastructure that enable accurate, scalable, and reusable verification capabilities, helping improve automation, accelerate funding, and maintain risk correctness and compliance across the platform.
We build and scale the platforms behind preference management, email, SMS, push notifications, and emerging channels—ensuring the right message reaches the right user at the right time.
The team is responsible for some of our highest value distribution channels including digital ads, direct mail, and partner integrations.
The team conducts machine learning research, evaluates model performance, and partners closely with engineering teams to translate promising ideas into scalable model improvements.
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